The information, tools, and services provided through DrCr Khata (drcr.online) are intended solely for record-keeping, customer account management, business convenience, and interactive utility purposes.
DrCr Khata is a digital ledger and utility software, designed to help shopkeepers and small businesses manage their daily accounts and customer udhari. We do not provide certified financial advice, loans, or formal banking services.
Any calculations, reports, or data management features available on the platform are for your convenience. All business activities, record-keeping, and financial decisions are strictly at your own risk. DrCr Khata will not accept any liability for any direct or indirect loss or damage resulting from the use of these tools.
Our services and platform features are strictly meant for adults aged 18 and above. Minors are strictly restricted from registering, making payments, or participating in platform activities.
DrCr Khata is a digital ledger and business utility software, not a bank, financial institution, lending company, or regulated payment aggregator.
Online payments on DrCr Khata are securely processed through third-party payment gateways (Razorpay). We do not store your complete credit/debit card numbers or sensitive banking passwords on our servers.
We reserve the right to modify this Disclaimer at any time. Continued use of the platform constitutes full acceptance of all terms and disclaimers.